Homelend as a credit platform based on blockchain technology

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Hello everyone, I will discuss about the Homelend project as a credit platform based on blockchain technology, and for more details let us discuss and do not forget. Click on the bottom link to find out more.

Many areas of the financial world have been plagued by the internet revolution. However, mortgage lending, although one of the largest areas, is generally still done under the same traditional system. The mortgage value chain has grown in complexity over the last three decades, due to the trend towards securitization, which has significantly strengthened the financial supply. Nevertheless, the mortgage lending process is mostly paper-based and involves a lot of players, making them complicated, boring and slow.

This has some negative consequences for the borrower as well as for the other parties involved. For example, many borrowers are burdened by the number of documents they need to manage. But the large number of documents that need to be filled and the number of entities involved in the mortgage origination process is a consequence of two facts. Firstly, there is a real need for the collection, analysis, and examination of information to ensure that mortgage lending will be repaid. Secondly, it continues to be a paper-based inheritance process that has not been modernized and harmonized with technological advances.

Blockchain technology has great potential to overcome these two facts. Due to its distributed nature, blockchain ledgers can significantly facilitate the transfer and access to information for each party involved in the mortgage value chain. In addition, with its unique ability to generate trust, transparency, and powerlessness of records, it is an effective step towards digitizing, not just mortgage documentation but also all related business processes.

Understand about the Investing loan process at https://t.co/mcbBdozu9a
HomelendHMD photo

How does homelend work?

By leveraging DLT and smart card technology, Homelend brings together end-users and borrowers on a terminal basis to streamline and automate the whole process. Mortgage loan.

The advantage of Homelend
Reasonable & effective
By using pre-defined logical logic, document digitization, and eliminating unnecessary processes, Homelend automatically performs the terminal initialization process, cutting it down from 50 days. 20.

Transparent and user friendly
Homelend aims to create a not just smart loan process but also simple and fair. It will allow borrowers to easily apply for a loan, monitor their loan status at all times and interact directly with the mortgage lender.

Cost-effective & Eliminate Intermediary
The immutability, security and transparency provided by DLT can record transactions, including loans, without banks acting as intermediaries. This will reduce costs for both borrowers and lenders, while minimizing the gap between them.

Reliable and safe
The paper-based and centralized process is the major factor behind the unsafe and vulnerable risks of the traditional mortgage industry. The unique features of DLT and smart contracts allow Homer to provide a platform for people to trade large amounts of money in a reliable, transparent and secure manner.

Understand the loan application process at https://t.co/cC6pJWoQ1Z
HomelendHMD photo

The Homelend Advantage

From manual & length, to Efficient & Efficient
By embedding predefined business logic into smart contracts, digitizing documentation and eliminating unnecessary processes, Homelend will automatically perform end-to-end origination processes, cutting it from 50 days to less than 20.

From Ambigu & Clunky to Transparent & User-Friendly
Homelend aims to create a loan process that is not only smart, but also simple and fair. This will allow borrowers to be able to apply for loans, track the status of their application at any time and interact directly with mortgage lenders.

From Intermediation Fee to Cost-Effective & Free-Middleman
The firmness, security and transparency provided by DLT makes it possible to record transactions, including loans, without the bank acting as an intermediary. This will reduce costs for borrowers and lenders, while minimizing the distance between them.

From Vulnerable & Unreliable Trusted & Safe
Centralized and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts allow Homer to provide a platform for people to transact large sums of money in a trustworthy, transparent, and secure way.

Let's visit and understand more detail what we are trying to do
HomelendHMD photo

Bagaimana Cara Kerja Homelend Tokens (HMD)?

Homelend ICO token, atau HMD, adalah token ERC20 berbasis Ethereum. Pra-penjualan untuk token dimulai pada tanggal 1 Maret 2018. Sejak April 2018, tanggal belum diumumkan untuk crowdsale.

Ada total pasokan 250 juta token HMD. Token diberi harga dengan nilai nominal 1 ETH = 1600 HMD. Homelend telah menetapkan hard cap $ 30 juta USD untuk penjualan token.

Dari total pasokan token, 36% dialokasikan untuk penjualan publik, 28% untuk pra-penjualan, 20% ke dana cadangan, 8% untuk penasihat dan bounty, dan 8% untuk para pendiri.

Simbol Token: HMD

Konversi Pra-ICO: 1 ETH = 1600 HMD

Hard Cap: $ 30 juta USD

Total Pasokan: 250 juta HMD token

Min. investasi: 1.000 USD

Menerima: BTC, ETH, Fiat

Soft cap: 5.000.000 USD

Hard cap: 30.000.000 USD

Distribusi Pasokan

36% Crowdsale

20% Untuk tim, pembeli awal dan penasehat proyek.

Hadiah 8% Bounty

8% Pendiri

Allocation of Token




Use of Results



Siapa Di Balik Homelend?

Homelend didirikan bersama oleh Itai Cohen (CEO) dan Netanel Bitan (CTO). Anggota tim eksekutif lainnya termasuk Ricardo Henriquez (Chief Innovation Officer) dan Amir Nahmias (Chief Business Officer).

Homelend telah bermitra dengan BrightNet, GenesisZero, NetObjex, dan Market Across untuk mewujudkan platformnya.

Homelend berbasis di Zug, Swiss. Perusahaan ini didirikan pada tahun 2016.

To Get Your Dream Home https://t.co/DPGnEJtEhb
Image result for fitur homelend ICO


If you want to be closer and clearer, please ask Homelend's official source below:

Website: https://homelend.io/

Whitepaper: https://homelend.io/files/Whitepaper.pdf

Facebook: https://www.facebook.com/HMDHomelend/

Twitter: https://twitter.com/homelendhmd

Telegram: https://t.me/HomelendPlatform/


Ann Thread: https://bitcointalk.org/index.php?topic=3407541

Bitcointalk Username: deniyoga

Bitcointalk URL: https://bitcointalk.org/index.php?action=profile;u=1978689


My Etherwallet: 0x7D272F921C250d92ed01FD8eDb5fB315C41770bC

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