PointPay.io CRYPTO BANKING ECOSYSTEM

POINTPAY

PointPay basically creates a new item that combines three administrations in a solitary closed loop biological system: PointPay Crypto Bank, PointPay Crypto Exchange stage, and PointPay Multi-cash Wallet.

- PointPay has business contacts with more than 50 banks and 25 installment frameworks, as well as 20 legal advisors who manage crypto business licensing issues.

 - PointPay has 4 years of involvement in supporting the work of the installment framework, including marking contracts, working with banks, working with other installments frameworks, paying assets, and building complex installment plans.

- PointPay is currently directing crowdfunding efforts through cleaning 500,000,000 PXP tokens so that it can collect assets for truly useful item enhancements.


The crypto-business biological system is developing significantly. It ends up increasingly interesting not only for financial specialists who see cryptomarket as an approach to getting the greatest benefits in the shortest possible time, but also for customary clients who value the form of digital money for their fast exchange uses, unknown estimates and no attention. all types of mediators.


Cryptocurrency platform

PointPay notes that some people like "unlimited finance". The number of people who actively use cryptocurrency continues to grow and move the psychological mark of 50 million people. Dynamic growth of Cryptocurrency numbers is also fast. If in 2010 the number of cryptocurrency can be calculated on the one hand, then in 2018 it will be counted more than 2000 and has more than 2,500 by the end of the year.1 It is necessary to explain the virtual bridge supported by the cryptocurrency blockchain and provide a platform to buy and sell it. But at the same time, the number of crypto transitions, daily trading volume that exceeds US $ 1,000, is far less - only around 200.2

Problem

The cryptocurrency industry is faced with a number of challenges that seriously hamper its general development. We must not forget the fact that this industry is still in a very early phase, and as such, serious development still needs to be done to make cryptocurrency a legal tender that can be accepted throughout the world.
Another serious problem with this industry is the issue of the security of cryptocurrency funds. Some popes and cryptocurrency fans have become victims of this situation which has resulted in the loss of millions of cryptocurrency.

We can all see the reason why we are still very far from having a cryptocurrency that was adopted globally by the masses. Some cryptocurrency projects have tried to provide solutions to this problem, but unfortunately, we still haven't seen significant changes.

Solution

The good news I have for you all today is the PointPay platform which is a platform that is determined to revolutionize the financial sector and the cryptocurrency industry through a blockchain-based ecosystem.

PointPay finally came up with a solution to end all cryptocurrency users' nightmares through its platform. The solution includes the construction of a closed loop ecosystem consisting of three functional products, namely the PointPay cryptocurrency exchange, the PointPay crypto bank and also the PointPay multi-currency wallet.

Benefits of PointPay Crypto Bank
Can show that the amount of installments around the world continues to decline, while 4-level non-cash installments continue to grow - electronic money is step by step replacing paper money, and no one will likely stop this procedure:

for example, in the US, starting in 2015, only a little more than 20% of buyers' installments are made with real money,

Sweden, according to 2016 information - below 10%: in this Scandinavian country,

The sign "we do not recognize money" turns out to be normal. However, progress does not stop: installment cards are being replaced by versatile applications introduced in sophisticated cells, and large old fiat cash offers an approach to cryptographic forms of money. The latter is due to a mixture of different elements, including ordinary people who want not to feel "carefully watched", to protect at least a little powerlessness of their monetary exchange: with rights, that is the established right of every native, true unique cashing.

The confusing development of the scale of bitcoin exchanges is one of the reasons for the explosion of digital currencies in 2017. Unexpectedly, this is a direct result of this that the offer of bitcoin in absolute market capitalization is rapidly decreasing - from more than 80% in June 2016 to under 40% in December 2017: many new coins and tokens appeared, and some of them found a way to win a place under the sun.

This is stated, by using an equivalent bitcoin case, an inquisitive actuality can be disclosed: the number of exchanges with their use is always growing and in 2017 surpasses 100 million, however, this extremely important figure is still far behind the fiat installment framework marker ( PayPal - around 6 billion exchanges, direct bank installments in Germany - more than 10 billion, VISA - 141 billion as of 2016).

This encourages a clear end result: cryptographic money markets have great potential, practically unlimited for further development, and the task that will be the first has an option to offer clients a "turnkey" framework that not only provides a standard open door to running factories for banking typical fiat internet, but additionally fundamentally fosters their overview,
really going to be "on top of the wave" and will be a potential specialist financial specialist with a mix of prospects to get significant payments in a short period of time generally with unshakable quality and toughness in the plan of action.
This is confirmed, in addition to other matters, with the size of the task of an expanded token agreement that attempts to regulate itself is proportional to

6 assignments: Cryptopay

51 million dollars, Crypterium

18 million, ChangeBank - 17.5.

However, none of these activities are cryptobanks in a feeling full of words: administration, for example, storing and transferring cash from one record to another, usually provided by the financial segment, has not been brought to use arrangements.

Not much different is the minute when any cryptographic resource will turn into an inclusive method for installments, which will be able to pay for anything - from espresso to another condo. The people who bring this minute closer, as today acknowledges what others will make tomorrow, will definitely benefit.

The PointPay team strives to be one step ahead of competitors and plans to create an upcoming bank, where settlement with clients will be very efficient by eliminating bureaucratic and geological constraints that ordinary banks cannot avoid.
such as limiting the time spent on exchanging assets and commissions due to indifference to requirements for the maintenance of various financial workforce - all activities are completed by clients in virtual individual records through multipurpose gadgets or work areas.

ICO Details

PointPay Token will be released based on the Ethereum platform and fully complies with the ERC20 standard. This will ensure transaction security, compatibility with third party services and will provide seamless and easy integration.

Soft cap: $ 1,000,000
Hard stamp: $ 30,000,000
Symbol: PXP (PointPay Tokens)
Total supply: 500,000,000
Unsold tokens: to be destroyed
Retail price: 1 PXP = $ 0.10

Allocation Token
50% for sale
30% Backup (unused token will be burned at the end of ICO)
10% team tokens
4% ICO referral program
6% Maximum allowance for high volume investment bonuses

Budget allocation
42% of product and application development
2% Bounty Program
5% reward program
11% Legal and license
40% Marketing and branding

Pointpay Team

Andrey Svyatov
The CEO
Young and ambitious traders with three years of experience. Author of analytical articles about blockchain technology and cryptocurrency trading. Formerly a marketing and sales token advisor from several fintech cryptocurrency projects with a total of more than 21 million. Promoter active derivative financial instruments such as ETFs & futures for crypto. Co-founder of clientach.com services for automatic client search on gateway fiat social networks and cryptocurrency. Skilled leaders to inspire with personal examples of the Team to achieve success in the crypto world.

Anna Foster
PROJECT MANAGER
With more than a decade of experience in digital development and marketing space, Anna brings a unique combination of skills to PointPay. His expertise in building IT teams, the success of developing e-commerce projects from the ground up and developing marketing strategies gave PointPay the competitive advantage needed to succeed.

Ivan Levitskiy
CTO
IT professionals are experienced with more than 7 years of software engineering, including experience in the space industry. Having expertise and experience in building high load services, PHP, Java, MySQL, PostgreSQL, JavaScript, AWS, Blockchain, Ether Smart Contracts (Solidity). Build a full-experienced pile development team.

Halina Hulidava
COO
Experts in data analysis, improving business process efficiency, and asset management. Comprehensive financial analysis expertise. An experienced professional with a sense of acute urgency for project completion deadlines. Work on various IT projects in the public and private sectors.

Renat Vakilov
CRYPTO BANK PM
An experienced IT manager with 15+ years of practice in various industries and fields. For years running software development, operating support, and project implementation while bringing innovation. Expertise in the implementation of payment software for banks and commercial organizations. Speaking both IT and business languages ​​to facilitate decision making for strategic planning and problem solving. Scrum Professional Certified Master (PSM) and Professional Scrum Product Owner (PSPO). Certified ITIL Professional.

Alex Prokopenko
CRYPTO EXCHANGE PM

Anatoly Gugel
CRYPTO PM WALLET

Alex Varigin
PROJECT MANAGER

Andrey Korovin
DEVELOPERS OF SR SOFTWARE.

Yuri Surbashev
DEVELOPERS OF SR SOFTWARE.

Ilya Shabanov
DEVELOPERS OF SR SOFTWARE.

Irina Karpenko
DEVELOPERS OF SR SOFTWARE.

Sergey Kovalev
ENGINEER DEVOPS SR.

Sergey Vishnyov
SR. DEVELOPER OF IOS SOFTWARE

Olga Liulko
GRAPHIC DESIGNER UX / UI

Maria Blyashchuk
DEVELOPMENT OF BUSINESS / HR

Alina Ibragimova
VP CUSTOMER RELATIONSHIP

Konstantyn Poplavsky
CONTENT AUTHOR

Candy Zuo
CONTENT MANAGER (ASIA)

Liliya Nixon
SALES AND MARKETING MANAGERS

ICO ADVISOR
Jay Derenthal
Kevin Kim
George Dicdiquin
Mikael Araújo
Alexander Svyatov
Ilya Polyakov
Vishal Savaliya
Artyom Zbandut

To get clearer and more accurate information, follow the link below:

visit:Website: https://pointpay.io/

Whitepaper: https://cdn.pointpay.io/WhitePaper__en.pdf?cache=1.4

ANN Thread: https://bitcointalk.org/index.php?topic=5146099

Telegram: https://t.me/pointpay_talks

Twitter: https://twitter.com/PointPay1

Facebook: https://www.facebook.com/PointPayLtd

Medium: https://medium.com/@pointpay

LinkedIn: https://www.linkedin.com/company/pointpay/about/

Reddit: https://www.reddit.com/user/PointPay

Github: https://github.com/pointpay-technologies/sc

YouTube: https://www.youtube.com/channel/UCS-_VDX97myxM5yLPYezH-w

By: deniyoga
Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=1978689
ETH: 0x7D272F921C250d92ed01FD8eDb5fB315C41770bC